Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.

Insurance is important because it protects a person or entity from extreme financial loss or responsibility due to an unfortunate emergency, accident or negative unforeseen event. Insurance allows individuals and businesses to have peace of mind.

At least 2 months in advance of the expiration date of current policies. If starting a business; before you start to operate

You will need a series of documents and information. ex.: 4 Point Inspection, Wind Mitigation Inspection

The amount you insure your property for should reflect the amount it would take to rebuild it also called replacement value.